BUYING

Kelowna & Okanagan Expertise

If you’re thinking of buying a property in Kelowna or the Okanagan, I’d love to connect you with a terrific REALTOR® who knows the market and helps you find what you’re looking for.  Contact me to discuss your situation and needs.  I’d be pleased to introduce you to one of our trusted REALTORS®.  At CENTURY 21 in Kelowna, our expert team of REALTORS®, Brokers and Staff focus on helping you achieve exceptional real estate results.

Expect Excellence

Clients love our REALTORS®.  If you’re new to real estate ownership or if you’ve bought and sold many times before, we have a REALTOR® for you.  As the Owner of C21 in Kelowna, I’d be thrilled to connect you with the right REALTOR® who excels in their profession and craft.  

Advice Selling

We are here for you

Buying a home is one of the largest financial transactions you will make in your life.  There are many important questions to consider when purchasing a home. Our CENTURY 21® REALTORS® go well beyond the transaction and will be there with you every step of the way.  Trust the experience of a CENTURY 21 Kelowna REALTOR® to help you find your dream home.

Supporting you every step of the way

If you’re buying, our REALTORS® enhance your search process by helping you uncover what you may not have considered. Whether it is schools, lifestyle, or the investment value of the property. Using our property search tools, you will be able to find the home that best meets your needs. Finally, with the knowledge of the market, real estate expertise and negotiating skills, our REALTORS® help you get the best possible deal and handle all the critical details.

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Featured listings

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HOME BUYER’S GLOSSARY

AMORTIZATION SCHEDULE

The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.

Equity

The process of determining the market value of a property.

Mortgage

A mortgage that can not be prepaid or negotiated for a set period of time without penalties.

Closing date

The date on which the new owner takes possession of the property and the sale becomes final.

Collateral

An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.

Deposit

A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.

Equity

The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.

Term

A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.

 

Term

The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.

 

Neighbourhood News

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Take the next step in your journey

I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer: